I am a life long Illinois Valley resident. I love working with customers and helping them better
understand insurance so they can choose needed coverage. I am also here for them when they need us
most at claims time to help and guide them thru the claims process.
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<p>Lukas Freschi is a rising star in the insurance industry, having embarked on his professional journey in 2017 when he joined his family's agency under the guidance of his mother, Kelly Freschi. Focusing on Personal Lines insurance, including Home and Auto coverage, Lukas brings a fresh perspective and unwavering dedication to serving customers.</p><p>For Lukas, the true joy of his work lies in the relationships he builds with customers and the satisfaction of meeting their diverse needs. Whether it's crafting the perfect policy or providing guidance, he approaches each interaction with enthusiasm and a genuine desire to make a difference in people's lives.</p><p>Outside the office, Lukas is known for his big heart and compassion for animals. As a staunch supporter of the local animal shelter, he actively advocates for their welfare and contributes to their cause whenever possible. Additionally, Lukas channels his passion for improvement into his personal life, where he delights in working on his house and implementing his own updates, turning it into a space that reflects his creativity and style.</p><p>With a blend of professionalism, empathy, and a love for both his work and community, Lukas Freschi continues to make strides in the insurance industry while leaving a positive impact on those around him.</p>
Kim Hotovy
Kim Hotovy began her career in the insurance industry in 2023 and joined Kelly Freschi's Agency in 2024. Focusing on all Personal Lines insurance, including Home insurance and Auto insurance, Kim is dedicated to providing comprehensive coverage tailored to customers' needs.
Kim's favorite part of her job is the opportunity to inform and assist customers in understanding their insurance needs. Rather than focusing on transactional relationships, she excels at building meaningful relationships and personal connections. It is her approach that fosters confidence, and makes customers feel truly valued and supported.
Outside of her professional life, Kim is a passionate foodie who loves exploring new restaurants and cuisines. Her adventurous spirit extends to her family life, where she, her spouse, and their children relish road trips, discovering new places, and creating lasting memories. Kim believes in the importance of exposing her kids to the world, enriching their lives through diverse experiences.
Look no further than Kim Hotovy for personalized insurance options delivered with care and knowledge. Experience the difference her dedication and approach can make in protecting what matters most to you at Kelly Freschi's Agency.
Jerry Evans
Personal Financial Representative
Through the years, I’ve come to know many local families and developed many relationships. This local connection has helped me better understand the needs of Allstate customers, especially when it comes to their financial needs. From retirement accounts to college savings I’m available to help customers with a variety of financial solutions.
I’m proud to represent a company like Allstate. We offer solutions through relationships with companies who are committed to honesty, fairness and integrity in customer contacts involving the sale and servicing of individual life insurance and annuities. A commitment to ethics, I appreciate that.
As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed and satisfied in your choices. The way you should feel.
Education:
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Products And Services
Allstate Auto Insurance
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Allstate Home Insurance
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Allstate Life Insurance
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
Allstate Renters Insurance
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Allstate Motorcycle Insurance
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Condo Insurance
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Allstate Personal Umbrella Policy
Provides you with liability coverage above and beyond what your Auto/Home policy cover for your additional protection from large scale accidents. You’ve worked hard to get where you’re at today, let’s talk through your risks today and see if additional coverage is right for you.
Allstate Scheduled Personal Property (SPP)
Additional protection as an add-on to an Allstate property insurance policy (home, condo, renters) for a specific, valuable item such as an engagement ring, watch, fine antiques and more.
Allstate Landlords Insurance
Helps protect the structure of your rental property , from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Allstate Manufactured Home Insurance
Helps protect permanently installed manufactured homes, personal belongings, and liability.
Allstate Boat Insurance
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
Allstate ATV Insurance
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Allstate Business Insurance
Business Insurance protects your business in ways other insurance might not. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.